Dave Ramsey Personal Finance Software For Mac

Oct 15, 2017  For those with a Mac looking for software. For Dave Ramsey fans. One persistent problem with all personal finance software is issues connecting to financial institutions. The EveryDollar app uses the zero-based budget method recommended by personal finance expert Dave Ramsey. The zero-based budget gives every dollar a purpose in the budget, hence the app’s name EveryDollar. A built-in monthly expense tracker allows you to connect to your bank to import transactions to keep up with your spending.

  • A PHP application, built on the XAMPP server platform, which will handle personal-finance record-keeping and budgeting in keeping with the system and principles taught by financial planning expert and radio personality DaveRamsey.

    • Rubysteps Financial PlanningSoftware
    • Christopher Phillips
    • Freeware (Free)
    • Windows

  • Ramsey Number Research ProjectThis project aims to find new exact values or lower bounds for Ramsey Numbers by using new mathematical techniques and concepts. Ramsey Number Research Project
    This project aims to find new exact values or lower bounds for Ramsey Numbers by using new mathematical techniques and concepts..

    • Ramsey
    • Åženol Korkmaz
    • Freeware (Free)
    • Windows

  • Thursby DAVE 6.2.1 offers you a useful network administrator which gives you a professional cross-platform file and printer sharing solution. DAVE is the first and only cross-platform networking solution of its kind. DAVE uses the fast, industry. ...

    • dave621.img.hqx
    • thursby
    • Commercial ($119.00)
    • 5.4 Mb
    • Mac OS Classic

  • Set up and manage your budget in Excel. Manage your budget in Excel. The Monthly Home Budget Worksheet for Excel is a Microsoft Excel spreadsheet that allows users to set up spending guidelines and track their adherence or deviation from them.

    • Monthly Home BudgetWorksheet for Excel
    • The Spreadsheet Store
    • Commercial ($14.95)
    • 71 Kb
    • Win 3.1x,Win95,Win98,WinME,WinNT 3.x,WinNT 4.x,Windows2000,WinXP,Windows2003,Unix,Linux,Mac OS X,Mac OS X 10.1,Mac OS X 10.2,Mac OS X 10.3,Mac OS X 10.4,Mac OS X 10.5,Mac Other,Windows CE,Pocket PC,Windows Mobile 2003,Windows Mobile 2005,Win Vista

  • DAVE 8.0 is described as an unique and handy cross-platform file and printer sharing solution. DAVE is the first and only cross-platform networking solution of its kind.DAVE uses the fast, industry standard TCP/IP protocol instead of AppleTalk and is. ...

    • DAVE
    • thursby
    • Commercial ($119.00)
    • Mac OS X Intel, Mac OS X PPC, Mac OS X 10.6 I

  • Dave Kahle Seminar Screen saver. Handy screensaver containing a couple of images relating to Dave Kahle's sales seminar. Leading sales trainer Dave Kahle supplies you with the tools to. ...

    • davekahle_screensaver.exe
    • Sales Seminar
    • Freeware (Free)
    • 813 Kb
    • Win 3.1x, Win95, Win98, WinME, WinNT 3.x, WinNT 4.x, Windows2000, WinXP, Windows2003

  • Budget In Brief 1.3.645.251 is equipped with many useful and functional features which help budget analysts and enterprise solution integrators create, manipulate budget data. Budget In Brief automates the production of budget documents, greatly. ...

    • setup.exe
    • 5am Code
    • Demo ($999.00)
    • 462 Kb
    • Windows All

  • sales training screensaver with quotes from Dave Kahle's newsletters. Dave Kahle sets the standard in sales training, providing training, books, seminars and programs for C & I, B2B, wholesaler and distributor sales. Need to increase B2B sales? Dave. ...

    • davekahle_screensaver.exe
    • The DaCo Corporation
    • Freeware (Free)
    • 1.05 Mb
    • Win 3.1x, Win95, Win98, WinME, WinNT 3.x, WinNT 4.x, Windows2000, WinXP, Windows2003

  • Budget Advisor makes keeping track of your monthly budget quick and easy. Your budget is broken down into budget categories and items. Detailed reports and graphs allow you to see whether you're budgeting effectively.

    • budvisor.exe
    • The Other Software Company
    • Shareware ($15.00)
    • 1.53 Mb
    • 9x, NT, 2000, ME, XP

  • Manage you finances and your budget with Budget Calculator. The Budget Calculator will calculate what amount of money to put towards each bill which would get you out of debt the fastest. The Budget Calculator has an easy to use interface and saves. ...

    • Budget Calculator
    • Abacus Software
    • Demo ($9.95)
    • 16 Kb
    • Windows XP, Vista

  • 2D Platform game in which Disco Dave battles against the odds to teach maths to the masses..

    • Disco Dave 'Saves the Day'!
    • ddstd Sourceforge Project
    • Freeware (Free)
    • Windows

  • Quick Budget is a program that will create and print budgets. This application will show you exactly how much money you have in the future if you stick to the budget. Quick Budget, formally known as Just Money, was first released in July of 2001.

    • quickbudget_setup.exe
    • Brent Shelton
    • Shareware ($9.95)
    • 3.74 Mb
    • WinXP, Windows Vista, Windows 7, Windows 7 x64

Related:Dave Ramsey Budget - Dave Ramsey Show - Dave Ramsey Radio - Dave Ramsey Financial - Ramsey Nj SchoolsDave ramsey personal finance software for mac pro
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BornDavid Lawrence Ramsey III
September 3, 1960 (age 59)[1]
Antioch, Tennessee, U.S.
OccupationRadio show host, author, businessman
ResidenceFranklin, Tennessee, U.S.
NationalityAmerican
Alma materUniversity of Tennessee (BS)
SubjectPersonal finance
Notable worksThe Total Money Makeover
SpouseSharon Ramsey
Children3
Website
www.daveramsey.com

David Lawrence Ramsey III (born September 3, 1960) is an American radio show host, author and businessman.

Dave Ramsey Personal Finance Software For Mac Pc

Biography[edit]

Ramsey was born and raised in Antioch, Tennessee. He graduated from the College of Business Administration at University of Tennessee, Knoxville, where he earned a Bachelor of Science degree in Finance and Real Estate.[2][3] As a real estate investor, doing business as Ramsey Investments, Inc., he built a rental real estate portfolio worth more than $4 million by 1986.[4] The bank that was financing his real estate was sold to a larger bank, which demanded immediate repayment on the loans. He was unable to pay, and eventually filed bankruptcy in September 1988.

After recovering financially, Ramsey began counseling couples at his local church. He attended workshops and seminars on consumer financial problems. Ramsey developed a set of lessons and materials based partially on his own experience and partially on works and teachings by Larry Burkett, Ron Blue and Art Williams of the A.L. Williams company, now Primerica.[5] In 1992 he wrote his first book, Financial Peace.[4]

Ramsey is a devout Evangelical Christian.[6] He has been married to his wife Sharon for 38 years. They have three children and reside in Franklin, Tennessee.[4]

Dave Ramsey Personal Finance Software

Media[edit]

Ramsey's syndicated radio program, The Dave Ramsey Show, is heard on more than 500 radio stations throughout the United States and Canada, in podcast format, on iHeartRadio, the Dave Ramsey Show iOS application, live on YouTube, as well as live audio and video on DaveRamsey.com.[7][8] He has written numerous books including five The New York Times bestsellers. His books and broadcasts advocate a fiscally disciplined approach to personal and household finances, including the strict management of debt, and often feature a Christian perspective. Ramsey was named the 2009 Marconi Award winner for Network/Syndicated Personality of the Year,[9] and was inducted into the National Radio Hall of Fame in 2015.[10]

In 2014, he rebranded his company and changed its name from The Lampo Group, Inc. to Ramsey Solutions.[11] It is headquartered in Franklin, Tennessee, oversees six divisions geared toward financial education.[12][13]

Ramsey has been featured on many media outlets including The Oprah Winfrey Show, 60 Minutes, and The Early Show. He recorded a pilot and six unaired episodes of The Dave Ramsey Project[14] for CBS. He was the host of the television program The Dave Ramsey Show, which aired on the Fox Business Network until June 2010.[15]

The Dave Ramsey Show[edit]

In 1992, Ramsey started his radio career by co-hosting The Money Game with Roy Matlock of Primerica. Over time, this local show on one radio station in Nashville turned into The Dave Ramsey Show. With a combined listenership of over 12 million weekly, the show is available on more than 575 radio stations and other channels. In 2007, the Fox Business Network launched a television show under the same title, but canceled the show in June 2010. The show is also available via podcast and is recorded at Ramsey Solutions in Franklin, Tennessee.

Views[edit]

Ramsey supports the debt snowball method, through which debtors pay off their lowest balance debt first rather than paying off their highest interest rate debt first. While this approach has been criticized, research done by the Kellogg School of Management has found that the debt snowball method is generally effective.[16][17] The small victories give debtors motivation.[18][19][17][20] A 2016 study by the Harvard Business School found that people who used the snowball method to pay off their smallest account first, paid down more of their debt than those who used other methods.[21]

Ramsey claims that investors can get a 12% average annual return, which is the rate he uses in financial analyses.[22] Ann Carrns responded that using an average annual return rate is misleading and that the compound annual growth rate is a better measurement for planning investments.[23] Helaine Olen, author of the book 'Pound Foolish: Exposing the Dark Side of the Personal Finance Industry' quoted in Yahoo! Finance stated that a 12% return is unrealistically high.[24] According to The Motley Fool, following Ramsey's calculations could cause individuals to be seriously under-invested for retirement.[25]

In 2010, Ramsey received criticism on social media sites for building a large and lavish home. He responded that the cost of the home was paid in cash, represented a very low percentage of his net worth, and had already been used to host many fundraisers for ministries, charities and community causes.[26]

Ramsey strongly opposes gossiping, especially about employers. His anti-gossip policies led to allegations of bullying from former employees.[27]

Books authored[edit]

  • The Dummy's Complete Guide to Money
  • Smart Money Smart Kids (co-authored with his daughter Rachel Cruze)
  • The Legacy Journey
  • EntreLeadership
  • The Money Answer Book
  • Financial Peace: Restoring Financial Hope to You and Your Family
  • The Financial Peace Planner: A Step-by-Step Guide to Restoring Your Family's Financial Health
  • The Great Misunderstanding
  • More Than Enough

Dave Ramsey Personal Finance Software

See also[edit]

References[edit]

  1. ^Dave Ramsey Show Newstalk 550 KTSA. San Antonio, Texas. 3 Sep. 2012. Radio.
  2. ^'Who is Dave Ramsey?'. Dave Ramsey. Retrieved October 23, 2014.
  3. ^'Check out the latest from Dave Ramsey!'. daveramsey.com. Retrieved March 30, 2020.
  4. ^ abcRamsey, Dave; Sharon Ramsey (2003). Financial Peace Revisited. Harmondsworth, Middlesex, England: Viking Penguin. p. 325. 0-670-03208-5.
  5. ^'Broadcast Archives - Jim Daly, Focus on the Family'. oneplace.com. Retrieved December 19, 2017.
  6. ^'Ocala Star-Banner - Google News Archive Search'. news.google.com. Retrieved December 19, 2017.
  7. ^'Axia Interview with Blake Thompson, producer of The Dave Ramsey Show'. www.axiaaudio.com. Archived from the original on March 13, 2007. Retrieved December 3, 2006.
  8. ^'Watch and Listen to the Dave Ramsey Show'. daveramsey.com. Retrieved September 2, 2013.
  9. ^'2009 NAB MARCONI RADIO AWARD WINNERS ANNOUNCED'.
  10. ^http://www.radiohof.org/dave%20ramsey.htm
  11. ^Company History
  12. ^'Working at Lampo Group, Dave Ramsey'. Glassdoor. Retrieved October 21, 2015.
  13. ^'The Lampo Group, Inc. Business Review in Brentwood, TN - Middle Tennessee BBB'. bbb.org. Retrieved October 21, 2015.
  14. ^Drury, Susan (May 31, 2007). 'The Gospel According to Dave'. Nashville Scene. Retrieved July 16, 2007.
  15. ^'FOX BUSINESS NETWORK NAMES RADIO SHOW PERSONALITY DAVE RAMSEY AS PRIMETIME HOST'. October 3, 2007. Archived from the original on October 3, 2007. Retrieved December 19, 2017.
  16. ^Berger, Rob. 'Debt Snowball Versus Debt Avalanche: What The Academic Research Shows'. Forbes. Retrieved March 20, 2019.
  17. ^ abBoyer, Ray. 'The 'snowball approach' to debt'. Northwestern University. Retrieved October 23, 2014.
  18. ^Tuttle, Brad (August 16, 2012). 'Paying Off Credit Card Debt: What is the Best Approach?'. Moneyland.time.com. Retrieved October 11, 2012.
  19. ^'Can Small Victories Help Win the War? Evidence from Consumer Debt Management'. Journal of Marketing Research. 49: 487–501. doi:10.1509/jmr.11.0272.
  20. ^'Frequently Asked Questions'. daveramsey.com. Retrieved October 11, 2012.
  21. ^'Research: The Best Strategy for Paying Off Credit Card Debt'. Harvard Business Review. Retrieved March 16, 2017.
  22. ^Ramsey, Dave. 'The 12% Reality: Can you really get a 12% return on your mutual fund investments?'. Dave Ramsey. Retrieved October 23, 2014.
  23. ^Carrns, Ann (May 13, 2011). 'Dave Ramsey's 12% Solution'. The New York Times. Retrieved October 23, 2014.
  24. ^Korn, Morgan (January 14, 2013). 'Don't Get Your Money Advice from Suze Orman, Dave Ramsey: Pound Foolish Author'. Yahoo Finance. Retrieved October 23, 2014. Equities are extremely volatile and rarely provide the 12% annual return that Orman and Dave Ramsey tout for people looking to quadruple their income, Olen adds.
  25. ^Stoffel, Brian. 'Dangerous Retirement Planning Advice From Financial Guru Dave Ramsey'. The Motley Fool. Retrieved October 23, 2014. Let's take the case of a 25-year-old who is going to start saving today, and wants to retire when he's 65 with $1 million -- just as Ramsey mentioned on his Twitter page. If that investor assumes he'll make a 12% return per year on his investments, he'll need to save $97 per month. If, however, he assumes his return will be 6.7% -- the S&P 500's CAGR while factoring in inflation, which Ramsey claims to do -- that number jumps to $422 per month. Think about that: $97 per month versus $422. That's an enormous difference! For the hapless investor who saved $97 per month but experienced a more-normal 6.7% return per year, he will be over $770,000 -- or 77% -- short of his investment goal. I'm not sure why Ramsey harps on this 12% figure while not offering any solid numbers to back it up. His followers would be well served to dial down their assumptions before adjusting their retirement planning process.
  26. ^Leah Marieann Klett (March 10, 2015). 'Dave Ramsey Offers Powerful, Biblically Sound Response to Criticism over His Multi-Million Dollar Home'. The Gospel Herald. Archived from the original on March 6, 2016. Retrieved March 5, 2016.
  27. ^Mathew Paul Turner. 'Spies, Cash, and Fear: Inside Christian Money Guru Dave Ramsey's Social Media Witch Hunt'. The Daily Beast. Retrieved January 26, 2020.

Further Reading

  • Drury, Susan (May 31, 2007). 'The Gospel According to Dave'. Nashville Scene. Retrieved July 16, 2007.
  • Olen, Helaine (October 28, 2013). 'The Prophet'. Pacific Standard. Retrieved October 29, 2013.

External links[edit]

Dave Ramsey Personal Finance Class

  • Dave Ramsey on CBS' 60 Minutes (transcript)

Dave Ramsey Personal Finance Software For Mac Free

Retrieved from 'https://en.wikipedia.org/w/index.php?title=Dave_Ramsey&oldid=967741533'

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